Appraisal and sanction of Project proposal

After the End Borrower submits the project proposal to NDDB, the Implementation & Monitoring Cell (IMC) located at NDDB will appraise the proposal in the context of need / relevance, its techno-economic viability in addition to efficiency of the End Borrower with regard to debt serviceability (DSCR – 1.5 times (min.) and ROI – 10% (min.) after providing 10 % sensitivity in both milk procurement and sales volume).

After approval of the project proposal by PSC located at NDDB, the same will be recommended to NABARD for consideration of sanction. Once the project proposal is cleared by NABARD, IMC located at NDDB will convey the sanction of loan and the terms & conditions to End Borrower.